Digital Wallet
Branded wallet, balance, card, transfer, and loyalty surface.
E-MONEY INSTITUTIONS
Scale e-money products on a compliant operating foundation
Bring wallet, cards, payment acceptance, open banking, and campaign flows into one regulated infrastructure layer.
OPERATING NEEDS
The work e-money teams manage at once
As the product grows, risk, onboarding, reconciliation, and card operations need to stay in one model.
Digital wallet
Run branded balance, card, transfer, QR, and loyalty flows.
KYC and limits
Keep onboarding, risk, limit, and permission decisions traceable.
Cards and acceptance
Combine card issuance, Tap2Mobile SoftPOS, and payment channels.
Open banking
Add BKM-aligned account information and payment initiation flows.
Reconciliation
Give finance daily transaction and settlement output.
Loyalty
Connect campaign and reward logic to the wallet profile.
SOLUTION PACKAGE
Modular infrastructure for the e-money roadmap
Each module can start alone; together they create shared operations and evidence.
Payment Hub
Multi-channel acceptance and one back office.
Tap2Mobile SoftPOS
Contactless acceptance on Android devices.
Open Banking
AISP and PISP flows.
SOLUTION PACKAGE
Modular infrastructure for the e-money roadmap
Each module can start alone; together they create shared operations and evidence.
Digital Wallet
Branded wallet, balance, card, transfer, and loyalty surface.
Payment Hub
Multi-channel acceptance and one back office.
Tap2Mobile SoftPOS
Contactless acceptance on Android devices.
Open Banking
AISP and PISP flows.
SCOPE
One institution, many product surfaces
For e-money teams, payments, wallets, cards, and compliance move inside the same program.
Product surfacesWallet, payments, cards, SoftPOS, open banking
Compliance modelKYC, limits, and audit controls
Operations consoleSupport, transactions, refunds, and reconciliation
White-label modelProductization under the institution brand
ROADMAP
Start with the regulated boundary, then sequence products
An e-money launch accelerates when license scope, KYC, limits, payment rails, and support flows are clear.
Define license and product boundary
Clarify which flows sit in e-money, payment, or card scope.
Design onboarding and KYC
Set user, merchant, status, and limit decisions.
Connect payment rails
Wire card, open banking, QR, and transfer connectivity.
Prepare operations
Bring support, reconciliation, risk, and reporting into one view.
Launch by cohort
Observe the first segment, then expand with more modules.
APPROACH
The e-money stack should not fragment
Wallet, payment, and card tools split across vendors multiply support and compliance work.
Area
Firisbe
Fragmented stack
Onboarding
Shared KYC and status model
Product-specific flows
Payment channels
Expansion through Payment Hub
Provider-by-provider integration
Cards
Connected to JetEMV and wallet
Separate card project
Reporting
One operating data set
Manual file stitching
Compliance
One evidence package
Evidence per tool
Onboarding
Firisbe
Shared KYC and status model
Fragmented stack
Product-specific flows
Payment channels
Firisbe
Expansion through Payment Hub
Fragmented stack
Provider-by-provider integration
Cards
Firisbe
Connected to JetEMV and wallet
Fragmented stack
Separate card project
Reporting
Firisbe
One operating data set
Fragmented stack
Manual file stitching
Compliance
Firisbe
One evidence package
Fragmented stack
Evidence per tool
FAQ
E-money solution questions
Short answers for licensed electronic money teams.
E-MONEY SCOPE
Bring your license scope. We will map the product sequence.
The Firisbe team will map wallet, payments, cards, open banking, and operations boundaries together.