AISP
Aggregate account information from multiple banks with user consent.
BKM GATE CERTIFIED
Open Banking Platform Plug & play. BKM certified. Go live fast.
Firisbe enables financial institutions to adopt open banking in the fastest and most secure way possible with AISP and PISP modules.
PLATFORM MODULES
AISP and PISP open banking core
Combine account information and payment initiation services in a compliant operating model.
PISP
Initiate bank-account payments on behalf of the customer.
BKM Gate
Operate around BKM certification requirements.
PLATFORM MODULES
AISP and PISP open banking core
Combine account information and payment initiation services in a compliant operating model.
AISP
Aggregate account information from multiple banks with user consent.
PISP
Initiate bank-account payments on behalf of the customer.
BKM Gate
Operate around BKM certification requirements.
WHY OPEN BANKING?
Consent, account information, and payment initiation are now part of product strategy
Open banking gives customers a faster financial experience and opens new revenue streams for institutions.
- Faster and more cost-effective transactions
- Explicit consent and account information
- Bank-account payment initiation
- BKM, TCMB, and Law No. 6493 compliance
KEY FEATURES
Modules required for regulated open banking
AISP and PISP flows operate with compliance and operational visibility.
AISP
Aggregate account information from multiple banks with explicit user consent.
PISP
Initiate payments from a bank account without card or manual transfer.
Legal compliance
Infrastructure positioned around BKM, TCMB, and Law No. 6493 requirements.
Fast go-live
Move in weeks rather than months with plug-and-play architecture.
THE FIRISBE DIFFERENCE
Fast go-live with full compliance focus
Architecture helps prepare the open banking program in weeks rather than months.
wGo-live targetPlug-and-play architecture
BKM Gate certificationPositioned around certification scope
Regulatory complianceLaw No. 6493 and related requirements
Service scopeAccount information and payment initiation
FLOW
From consent to service visibility
User consent, bank connectivity, and post-payment operations remain traceable.
Capture consent
Guide the user through consent and authentication.
Connect banks
Manage bank status and handoff visibility.
Initiate payments
Trigger bank-account payment flows with PISP.
Monitor operations
Track status, errors, and service output.
DIFFERENCE
Not just a redirect, but regulated service operation
Open banking needs consent, connectivity, payment, and evidence managed together.
Capability
Firisbe
Traditional
Consent
Consent and state management
Limited consent tracking
Services
AISP and PISP
Single API connections
Compliance
BKM, TCMB, and Law No. 6493 focus
Connectivity-based scope
Operations
Error, status, and reporting visibility
Fragmented log tracking
Consent
Firisbe
Consent and state management
Traditional
Limited consent tracking
Services
Firisbe
AISP and PISP
Traditional
Single API connections
Compliance
Firisbe
BKM, TCMB, and Law No. 6493 focus
Traditional
Connectivity-based scope
Operations
Firisbe
Error, status, and reporting visibility
Traditional
Fragmented log tracking
QUESTIONS
Open banking questions
Initial scope depends on banking role, AISP/PISP need, and BKM readiness.
OPEN BANKING DEMO
Clarify your AISP/PISP scope.
Share your institution role, BKM readiness, and service roadmap.