Biometric Card
Contactless biometric cards work by including a fingerprint sensor on the card which captures an image of the cardholder’s fingerprint, then compares this with biometric template information stored securely in the card’s data element. In the event of a successful match, the transaction is permitted. This data flow is powered by the same circuit which powers the POS terminal’s near-field communication (NFC) with existing contactless cards, making for minimal terminal update requirements. Upgrades to a bank’s back-end transaction processing system to permit biometric contactless cards are likewise minimal, making the integration costs of such systems as low as possible.
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