As digitalization continues to transform payment systems not only for individuals but also for institutions, small and medium-sized enterprises (SMEs) have become one of the most affected groups in this transformation.

While traditional payment infrastructures fall short in terms of speed, integration, and scalability to fully meet the needs of SMEs, the payment facilitator model stands out as an innovative solution that bridges this gap.

Thanks to its modern and secure infrastructure, Firisbe makes this model practically applicable for businesses.

What Is a Payment Facilitator?

A payment facilitator is a centralized payment structure that enables businesses to accept payments much faster than traditional methods. In this model, Firisbe acts as the main provider and integrates sub-merchants into its payment infrastructure, allowing them to receive payments without having to obtain their own virtual POS or establish a bank agreement.

This eliminates the need for complex application processes and long integration periods.

In short, Firisbe assumes all technical, security, and regulatory burdens, offering businesses the financial flexibility to focus solely on their sales and operational processes.

Advantages of Firisbe’s Payment Facilitator Infrastructure

  1. Fast Activation

With Firisbe’s payment facilitator model, sub-merchants can be onboarded digitally in a short time. Without the need for lengthy bank approval processes, payment acceptance is activated almost instantly—an especially valuable benefit for newly established businesses.

  1. Centralized Management Panel

Firisbe provides sub-merchants with a dedicated management interface, allowing all transactions to be managed through a single dashboard. Transaction history, refund requests, daily reports, and financial data can be easily accessed and monitored from this panel.

  1. Advanced Security Standards

Firisbe’s infrastructure is PCI DSS compliant, ensuring the highest level of payment security. Additionally, advanced fraud prevention systems provide continuous protection against fraudulent transactions. This safeguards both the business’s reputation and customer trust.

  1. Easy Integration

Thanks to Firisbe’s API-first approach, its payment infrastructure can be easily integrated into any website, mobile application, or e-commerce platform. This is particularly advantageous for small businesses without dedicated technical teams, as integration can be completed without any coding knowledge.

  1. Support for Multiple Payment Methods

Firisbe supports a variety of payment methods including credit cards, debit cards, digital wallets, QR code payments, and payment links. This offers customers alternatives and helps reduce cart abandonment rates. Adapting to the payment habits of different customer groups ultimately boosts sales.

  1. Reporting and Financial Analysis

For businesses to grow, tracking financial data is essential. With Firisbe’s advanced reporting tools, businesses can instantly access data such as transaction volumes, revenues, refund rates, and periodic comparisons. This allows for more informed and strategic decision-making.

  1. Flexible Pricing Models

Firisbe offers customizable commission structures based on transaction volume or industry type. This allows even small businesses to implement a payment infrastructure without high cost pressure and benefit from a sustainable payment solution.

Who Is It For?

  • E-commerce platforms: Online marketplaces that host multiple vendors can use this model to collect payments on behalf of sellers quickly and securely.
  • Logistics and service networks: For franchises or distribution companies operating across multiple locations, managing payments from a central hub becomes significantly easier.
  • Marketplaces and digital marketing platforms: Instead of setting up a separate virtual POS for each partner, Firisbe’s model allows every user to receive payments through their own dedicated dashboard.

Why Firisbe?

Firisbe is not just a payment technology provider but also a strategic partner that supports its clients throughout their growth journey. In addition to providing technical infrastructure, Firisbe develops tailored solutions that enhance business processes and turn payment methods into contributors to commercial success.

With full compliance with current regulations, user-centric interfaces, 24/7 technical support, and a constantly evolving infrastructure, Firisbe is among the leading fintech solutions in Turkey when it comes to the payment facilitator model.

SMEs and digital businesses want to modernize their payment infrastructures to increase efficiency and reduce costs. The payment facilitator model is one of the most effective ways to achieve this transformation. Firisbe’s innovative solutions make this model both accessible and sustainable, providing businesses with the opportunity to leverage their payment systems as a tool for growth.

Whether you’re a newly launched digital startup or a large platform enterprise, Firisbe enables you to make your payment processes secure, fast, and efficient—laying a solid foundation for your digital transformation journey.

Frequently Asked Questions (FAQs)

  1. What is a payment facilitator and how does it benefit businesses?
    A payment facilitator is a digital infrastructure that allows businesses to accept payments quickly without signing a bank or POS contract. Companies using Firisbe’s model can start accepting payments immediately without dealing with complicated processes.
  2. How can businesses transition to the payment facilitator model with Firisbe?
    Thanks to Firisbe’s digital onboarding process, businesses can register online. The entire process is quick and digital, allowing companies to integrate with Firisbe’s infrastructure without needing technical expertise.
  3. What payment methods are supported under the payment facilitator infrastructure?
    Firisbe supports numerous payment methods including credit cards, debit cards, digital wallets, QR code payments, and payment via links. This enables businesses to reach different customer segments and increase sales.
  4. Is Firisbe’s payment facilitator model secure?
    Yes. Firisbe manages all transactions with high-level security standards, including PCI DSS compliance and advanced fraud prevention systems. This creates a secure environment for both businesses and customers.
  5. Can reporting and financial control be achieved under Firisbe’s payment facilitator model?
    Absolutely. Firisbe offers a user-friendly management panel where businesses can monitor transaction history, revenue, refunds, and payment status in real-time. This enables more efficient financial operations management.